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Employer-Provided Dental Benefits Rates Aligned with Income Level

February 15, 2022
by Benefits Canada


Lower-income workers across Ontario have lower rates of employer-provided dental insurance, according to a new report by the Toronto Foundation.

In addition, the community foundation found the problem is more pronounced in Toronto. For example, 53 per cent of employees earning under $20,000 annually have workplace dental insurance in the rest of Ontario, while the same is true for only 46 per cent of Toronto residents.

Similarly, only 60 per cent of Toronto residents earning between $20,000 and $40,000 annually have employer-supported dental insurance, compared to 69 per cent in the rest of the province. The report found higher-income earners in the rest of the province are insured at greater rates than higher-income earners in Toronto, but the differences are less pronounced than for low-income workers.

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