American companies are getting tough on disease. Increasingly, they incent their employees to participate in wellness programs by connecting healthy behavior to lower cost healthcare insurance. In some cases, poor health behavior leads to increased premiums.
They are following the lead of some German insurers who limit dental coverage for those who skip their hygiene appointments.
Will “wellness or else” come to Canadian dental insurance?
Put yourself in the shoes of a Canadian employer.
Would you pay for repetitive filling of cavities for 1 in 3 employees when there is an approved, preventive treatment for this chronic condition?
Dental decay is the most expensive disease for many Canadian employers and the dental plan is often the most expensive benefit.
It seems only a matter of time before Canadian employers begin to consider a “wellness or else” approach to group dental care.
By: Ross Perry
SOURCED: Partners In Prevention – http://partnersinprevention.ca/dental-wellness-or-else/
